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Employed Individuals with Disabilities (EID) Program

The Maryland Department of Health and Mental Hygiene (DHMH) has announced a new program that will allow Marylanders with disabilities the ability to work and not lose their health benefits for a month premium.

Eligible individuals pay a premium to buy-in to the program. The monthly premium is set using the following sliding scale (for 2009 - amounts are approximate):

Monthly Countable Income Monthly Premium
Up to $902.50 (individual);
$1,2147.16 (couple)

$902.51 - $1,805 (individual);
$1,214.17 - $2,428.33 (couple)

$1,805.01 - $2,256.25 (individual);
$2,428.34 - $3,035.42 (couple)
$2,256.26 -$2,707.50 (individual);
$3,035.43 - $3,642.50 (couple)

The program began April 1, 2006. An individual should apply for the program if he/she meets all of the following criteria:

  • Currently receive SSDI, formerly received SSDI or SSI as an adult and lost the benefit for reasons other than medical improvement (i.e., earnings, other income or resources), or have never been approved for SSDI or SSI and meet Social Security's medical standards for disability;
  • Are 18-64 years old;
  • Are employed or self-employed;
  • Have "countable" income up to 300 percent of the federal poverty level in 2008. The federal poverty level for an individual is a little more than $31,200/year (for 2008) and for a couple it is a little more than $42,000/year (for 2008). Not all income counts – for instance, less than half of earnings are countable; and
  • Have resources of less than $10,000. Some resources don’t count, including the home in which the applicant lives and any vehicles he/she owns. In addition, certain retirement accounts (401(K), 403(B), pension and Keogh plans) do not count toward the limit.

To apply for the program, an individual or his/her representative should contact:

  • The Maryland Department of Disabilities (MDOD) EID Project at (800) 637-4113 (Voice/TTY) or An EID Intern will be assigned to determine an individual's eligibility and take his/her application over the phone. Have the following information available when calling the EID Project: name, address, and phone number for the individual.
  • Download the Medicaid application from DHMH's website. On DHMH's website, select the Employed Individuals with Disabilities (EID) Information link or
  • Go to the local local Department of Social Services (DSS)
    office. If obtaining an application from DSS, ask for a 9701
    form revised in 2004. To find the closest DSS office, visit Maryland's Department of Human Resources website.

For more information:

  • Contact the EID Intern Coordinator at (800) 637-4113 (Voice/TTY),
  • Download an EID fact sheet (pdf, text, large print)
  • Download and EID fact card (pdf) or
  • Attend a FREE webinar presented by the Maryland Department of Disabilities (MDOD). For the webinar schedule and registration information, visit MDOD's website.

Should I apply for the EID program?

The Maryland Coalition for Work Incentive Improvements has developed a checklist to assist individuals with disabilities with this decision. The checklist also includes resources for agencies that have more information or may provide individuals with additional assistance regarding the EID program. Download the Employed Individuals with Disabilities (EID) Program Checklist.

For more information on the federal poverty level guidelines, visit the United States Department of Health & Human Services website.